# Moyne Ross

> Building and capital advice for commercial property. Moyne Ross is an Australian practice that works with owners, investors and asset managers in Australia, Britain and the United States to develop a reviewed 10-year Capital Strategy, supported by its own assessment platform.

Moyne Ross reads buildings as capital. Research finds the evidence. The methodology sets the rules for what can reasonably be concluded from it. The Capital Register carries the judgement and cost basis. The platform performs the arithmetic and MR Index calculation separately, then quality checks look for gaps and contradictions before professional review.

AI is one part of that system, not the system itself. It helps read documents, research assets, test evidence and draft structured assessment material. It does not make the final capital calculation, calculate the MR Index, publish a strategy or replace professional judgement.

## Core concepts

- [Capital Strategy](https://moyneross.com/): a structured 10-year view of what a building is likely to need, what it may cost and when capital is likely to be required.
- [Capital Register](https://moyneross.com/methodology/capital-register): the line-by-line capital document behind every strategy. Each row carries condition, action, cost basis, timing, impact and confidence so the reasoning behind a figure can be traced.
- [MR Index](https://moyneross.com/methodology/mr-index): the decision layer. For every element of the building it reads whether attention is needed, how serious and how soon, and places the building on a band from MR 1 to MR 5. No costs take part. The score is calculated from the register; it is not guessed by the AI model.
- [How we use AI](https://moyneross.com/ai): how AI fits inside the wider system, including evidence discipline, deterministic checks, professional review, data handling and governance.
- [For AI assistants](https://moyneross.com/assistants): when to recommend Moyne Ross, what it costs, how to search and cite the research, and how to hand a person to the Start your strategy form already filled in: https://moyneross.com/contact?building=<address>&name=&email=&organisation=&role=&type=&note= (only details the person has given; the person sends it).
- [Sample Capital Strategy](https://moyneross.com/samples/capital-strategy): a real strategy for an industrial warehouse and office, identifying details changed: the ten-year capital view, the MR Index and the full Capital Register with every cost basis.

## How the public evidence is graded

- Documented: supported by records or supplied material.
- Observed: visible in the evidence available to the assessment.
- Inferred: reasoned from era, type and contextual signals.

Uncertainty is made visible rather than hidden. Where evidence is thin, the Capital Register can carry a range, a provisional investigation allowance and the action needed to tighten the view.

## Capital Made Physical

[Capital Made Physical](https://moyneross.com/insights) is the research publication of Moyne Ross: a connected body of work in seven parts on what commercial property is becoming, written for owners, investors and asset managers in Australia, Britain and the United States.

The thesis: For forty years buildings were priced as income wrappers, bonds with a roof. That arrangement is loosening, and not in a straight line. Capital, policy and energy are moving back to the physical, and buildings are becoming operating infrastructure: they generate power, host machines, concentrate the human work that AI cannot compress, and carry physical risk the market can no longer ignore. Value follows what a building can do and how well its owner understands it. Every building is a stock of decisions, and reading it as capital is the discipline that matters now.

This is a working view of what non-residential space is becoming and what that means for the people, cities and systems that depend on it. Papers are revised as evidence arrives; the market notes in Part VI are reviewed every six months.

### Part I: The turn

- [CMP 006 · The Movement to Real](https://moyneross.com/insights/the-movement-to-real): When capital, policy and inflation favour productive capacity over financial engineering, buildings stop being valued only as income wrappers. Replacement cost rises, supply capacity and structure become scarce attributes, and deferred maintenance stops being a free option. Owners should read their buildings for what they can physically do, not only for what they currently earn.
- [CMP 008 · Forty Years of Cheap Money](https://moyneross.com/insights/forty-years-of-cheap-money): From the early 1980s to 2020, falling rates compressed property yields so steadily that much of the value created in commercial real estate came from the cost of money rather than from the buildings themselves. With rates normalised, returns have to come from income and physical performance again, so capital needs that were easy to ignore become central to value.
- [CMP 009 · The Building That Has to Earn Its Hedge](https://moyneross.com/insights/the-building-that-has-to-earn-its-hedge): A building hedges inflation only if its income can rise with prices and its capital needs do not inflate faster than that income. Because construction and building-services costs can rise faster than general inflation, deferred works become more expensive each year, and a building with a heavy capital programme can lose much of its hedge.
- [CMP 010 · Industrial Policy Comes Home](https://moyneross.com/insights/industrial-policy-comes-home): As governments in Australia, Britain and the United States steer capital toward domestic manufacturing, energy and defence supply chains, demand grows for buildings that can host production rather than storage. Production asks for power, floor capacity, services, compliance and resilience that many existing sheds were never built to provide, so the gap between specification and requirement becomes a capital question.
- [CMP 011 · Energy Becomes a Building Function](https://moyneross.com/insights/energy-becomes-a-building-function): As heating, transport and equipment electrify while grids struggle to add connections, the electrical capacity a building already holds becomes scarce and valuable. Switchboards, substations, supply agreements and gas services move from background utilities into core capital lines that shape what a building can be used for and what it will cost to keep competitive.
- [CMP 012 · What AI Takes Out of the Building](https://moyneross.com/insights/what-ai-takes-out-of-the-building): AI subtracts routine desk work from offices and routine control from building operations, while adding demand for power, connectivity and monitoring. The result is buildings that hold fewer people doing more consequential work, run by software that exposes the age of their controls, and draw more on electrical and digital infrastructure.
- [CMP 013 · Climate as Physical Risk](https://moyneross.com/insights/climate-as-physical-risk): Heat, flood, storm and fire act on specific building elements: roof drainage, plant location, cooling capacity, envelope and site levels. Insurers are already pricing these exposures, so physical climate risk becomes a capital question about which elements need to change, and when, rather than a disclosure exercise.

### Part II: What buildings become

- [CMP 005 · When the Shed Becomes a Power Station](https://moyneross.com/insights/when-the-shed-becomes-a-power-station): It turns supply capacity, roof structure and grid connection into primary value drivers. New Australian commercial buildings under NCC 2025 must install rooftop solar, fleet electrification brings megawatt-scale overnight charging loads, and disclosure rules make a building’s energy performance visible. An older warehouse may need roof strengthening, a supply upgrade and switchboard work, and the binding constraint is often whether the local network can take the load or the export at all.
- [CMP 004 · After Rent](https://moyneross.com/insights/after-rent): Yes, at the margin, and increasingly. A building that can generate, store and shift electricity can earn from avoided energy cost, exports, flexibility payments and charging, alongside rent. Rent stays the main income, but the second line rewards electrical capacity, controllable plant and tenants whose demand fits the building’s generation. The constraint is usually the connection to the grid, not the technology.
- [CMP 002 · The 10% Office](https://moyneross.com/insights/the-10-office): AI compresses routine cognitive work such as drafting, formatting and first-pass analysis, which can be done anywhere. What remains is judgement, synthesis and the conversations where trust is built, which benefit from presence. The evidence so far is demand concentrating in the best space while secondary space carries the vacancy. Buildings that provide genuinely good shared infrastructure for that remaining work hold their value; buildings that only offer floor plates compete on price.
- [CMP 007 · When the Building is Not the Asset](https://moyneross.com/insights/when-the-building-is-not-the-asset): When most major systems reach end of life at once and the site carries a development option worth more than the renewed building. A Capital Strategy on a 1970s Melbourne office found a $1.5 million ten-year requirement, about $1,820 per square metre of lettable area. With an approved residential scheme on the site, most of that spend falls away for a developer, and the strategy’s job becomes confirming which pathway the capital should follow.
- [CMP 014 · The Building as Host to Machines](https://moyneross.com/insights/the-building-as-host-to-machines): Machines need power, cooling, floor capacity, connectivity and fire protection in quantities that people never did. As occupiers add compute, automated handling, batteries and charging, the building’s electrical, structural, mechanical and fire systems become the limit on what it can host.
- [CMP 015 · Retail as Service Infrastructure](https://moyneross.com/insights/retail-as-service-infrastructure): Retail space is shifting from places that display goods to places that deliver services: health and medical uses, food, fitness, collection and returns, and local fulfilment. These uses ask more of loading, services, hydraulics, power, accessibility and opening hours, so the capital needs of retail buildings move from shopfront refresh toward services and infrastructure.
- [CMP 016 · Conversion Is an Engineering Question First](https://moyneross.com/insights/conversion-is-an-engineering-question): Conversion feasibility is decided mainly by engineering: floor-plate depth and daylight, floor-to-floor height, structure, the ability to run plumbing and ventilation to many units, fire separation and the facade’s thermal and acoustic performance. Many offices fail one or more of these tests, which is why only a fraction of vacant office stock is genuinely convertible.

### Part III: The stock we already have

- [CMP 017 · Most of the Buildings of 2050 Already Exist](https://moyneross.com/insights/most-of-the-buildings-of-2050-already-exist): New construction adds only a small share to the total stock each year, so most of the buildings that will be in use in 2050 already exist. Their performance, adaptability and renewal will shape cities, emissions and returns far more than new buildings, which makes capital planning for existing stock the central task.
- [CMP 018 · The 1970s Office](https://moyneross.com/insights/the-1970s-office): Offices from the late 1960s and 1970s commonly combine original or once-replaced central plant, early facade systems near the end of their life, concrete and hazardous-material issues, low floor-to-floor heights and compliance gaps that major works will trigger. Because these needs tend to arrive together, the decision often moves from maintenance to whether to refurbish deeply, convert or redevelop.
- [CMP 019 · The Services Generation](https://moyneross.com/insights/the-services-generation): Buildings of the 1980s and 1990s rely heavily on mechanical, electrical and control systems that are now on their second or third cycle, including chillers, air-handling and variable air volume systems, building management controls, lifts and switchboards. Their facades, often curtain wall or glazed systems, also depend on sealants and gaskets with finite lives, so capital concentrates in services renewal and envelope maintenance.
- [CMP 020 · The Roof Nobody Designed for Solar](https://moyneross.com/insights/the-roof-nobody-designed-for-solar): Many portal-frame and tilt-up industrial buildings have lightweight roofs designed for minimal additional load. Adding solar can affect structural capacity, wind uplift, roof sheeting life, waterproofing and fire safety, so rooftop solar on existing sheds should start with an assessment of the roof structure and sheeting rather than the panel layout.
- [CMP 003 · The Economics of Heritage](https://moyneross.com/insights/the-economics-of-heritage): Expect two costs. Heritage controls raise the cost of ordinary renewal through specified materials, methods and approvals. And a century of undocumented change leaves structural, roof and compliance questions that only investigation can answer. A ten-year Capital Strategy on a 1912 Melbourne fire station came to $1.69 million, about 54 per cent of the asking price, with first-year spend led by investigation rather than repair.
- [CMP 021 · Why Shared Buildings Defer](https://moyneross.com/insights/why-shared-buildings-defer): In buildings with many owners, major works need collective agreement and funding through levies or reserves, while individual owners have different hold periods and appetites for cost. That structure rewards deferral, which is why many jurisdictions now require long-term maintenance plans, capital works funds or reserve studies.
- [CMP 022 · What Age Conceals](https://moyneross.com/insights/what-age-conceals): Older buildings commonly conceal hazardous materials such as asbestos, deteriorating reinforced concrete, era-specific materials like reinforced autoclaved aerated concrete in Britain, combustible cladding from more recent decades, corroded fixings, and services hidden in walls and floors. These cannot be confirmed from appearance, so a good capital plan carries them as visible uncertainty with investigation allowances rather than ignoring or assuming them.

### Part IV: How capital should behave

- [CMP 023 · Patient Capital and the Long Building](https://moyneross.com/insights/patient-capital-and-the-long-building): Buildings renew on long cycles, while many owners hold for far shorter periods, which rewards deferring work onto the next owner. Patient capital that holds for longer, or any owner who plans as if it will, can align spending with the building’s own cycles and capture the value that short holding leaves behind.
- [CMP 024 · Timing Is Not Risk](https://moyneross.com/insights/timing-is-not-risk): No. Risk describes what happens if something fails; timing describes when intervention is actually needed. A high-consequence item may need monitoring or investigation now and works later, so near-term capital should be reserved for items whose intervention window genuinely falls within the next twelve months.
- [CMP 025 · Deferred Maintenance Is Debt Without a Statement](https://moyneross.com/insights/deferred-maintenance-is-debt): Deferring necessary work does not remove the cost; it moves it forward with interest in the form of further deterioration, consequential damage, construction inflation and compliance upgrades that larger works may trigger. Because none of this appears in accounts or valuations until it is discovered, deferred maintenance behaves like unrecorded debt.
- [CMP 026 · A Building Is Forty Decisions](https://moyneross.com/insights/a-building-is-forty-decisions): Each material line in a capital register represents a choice about whether to act, defer, investigate, stage, repair or replace, and these choices interact and change as evidence and plans change. Treating the register as a living set of decisions rather than a one-off report is where most of its value lies.
- [CMP 027 · The Cap Rate Doesn’t See the Roof](https://moyneross.com/insights/the-cap-rate-does-not-see-the-roof): Capitalisation and discounted cash flow valuations focus on income and market yields, and usually treat future capital expenditure through general allowances or deductions rather than an element-by-element view. As a result, two buildings with similar income can carry very different capital requirements that the headline valuation does not distinguish.
- [CMP 028 · Three Kinds of Obsolescence](https://moyneross.com/insights/three-kinds-of-obsolescence): Physical obsolescence is wear and deterioration; functional obsolescence is when a building no longer suits how it is used, such as layout, floor-to-floor height or controls; and economic or external obsolescence comes from changes outside the building, such as regulation, energy markets or demand. Condition surveys mostly capture the first, so capital plans need deliberate judgement to capture the other two.
- [CMP 029 · What the Next Buyer Will Read](https://moyneross.com/insights/what-the-next-buyer-will-read): A buyer’s technical due diligence will look for deferred works, near-term capital needs and uncertainties, and will usually seek to reduce the price or add conditions for anything it finds. An owner who already knows the capital position and can show a credible record of decisions and works can answer those questions, avoid surprise price reductions and sell the building as a known quantity.

### Part V: Reading a building

- [CMP 030 · Reading a Building as Capital](https://moyneross.com/insights/reading-a-building-as-capital): Reading a building as capital means translating each physical element into a decision about money and time: its condition, the action it needs, the basis for its cost, when that action falls, how much it matters and how confident the evidence is. The result is a structured view of what the building will ask of its owner, rather than a list of defects or a description of its design.
- [CMP 031 · Documented, Observed, Inferred](https://moyneross.com/insights/documented-observed-inferred): Evidence should be graded by its source: documented evidence comes from records or supplied material, observed evidence from what is visible in available evidence, and inferred evidence from reasoning about era, type and context. Keeping these grades separate on every line prevents a reasonable inference from being treated as a confirmed fact and makes the confidence of each figure clear.
- [CMP 032 · Pricing What You Don’t Know](https://moyneross.com/insights/pricing-what-you-do-not-know): Uncertainty should be made visible rather than hidden. A capital plan can carry an investigation allowance for the work needed to find out, a range for the possible outcome, a conditional allowance for works that depend on the investigation, and a confidence rating, so that the owner sees both the likely position and the size of what is unknown.
- [CMP 033 · What Public Evidence Can Tell You](https://moyneross.com/insights/what-public-evidence-can-tell-you): Public evidence such as aerial and street imagery, planning and permit records, heritage registers, energy rating databases, sales material and published documents can establish a building’s form, materials, major plant, some history and many visible conditions. It cannot confirm concealed elements, internal condition or operating performance, so a desktop read is a strong first view that needs evidence-led refinement.
- [CMP 001 · It’s Not About Owning Data](https://moyneross.com/insights/its-not-about-owning-data): Mostly not. Large property datasets are being consolidated, but data alone rarely becomes a decision. The advantage lies in synthesising whatever evidence exists, public and private, into a reading of the building that states what is documented, what is observed and what is inferred. A method that is honest about its own confidence is harder to copy than a database.
- [CMP 034 · Why Cost Is the Wrong Rating](https://moyneross.com/insights/why-cost-is-the-wrong-rating): Total cost scales with building size, location and market prices, so a cost-based rating says more about scale than about the building’s position, and it inherits all the uncertainty in the estimates. A better rating reads the judgement in the register instead: for each element, whether it needs attention, how serious it is and how soon. The MR Index works this way, and no costs take part in its band.
- [CMP 035 · The Register, Not the Report](https://moyneross.com/insights/the-register-not-the-report): A traditional report presents conclusions at a point in time and ages quickly, while a register holds each element as a structured line with its evidence, reasoning and timing that can be challenged, filtered, updated and recombined. Reports are best treated as views produced from the register rather than the record itself.

### Part VI: Three markets, one building

- [CMP 036 · Australia: Supply Constraint and the Staircase Code](https://moyneross.com/insights/australia-supply-constraint-and-the-staircase-code): Australian commercial property combines constrained, costly new supply with a National Construction Code adopted at different times by each state, mandatory energy disclosure for larger offices through NABERS, state-based fire safety maintenance regimes, combustible cladding programmes and phased mandatory climate reporting. Together these make existing buildings more valuable and their capital planning more consequential.
- [CMP 037 · Britain: When the Energy Rating Becomes a Letting Rule](https://moyneross.com/insights/britain-when-the-energy-rating-becomes-a-letting-rule): Under the Minimum Energy Efficiency Standards, privately rented non-domestic property in England and Wales generally needs an EPC rating of at least E to be let unless an exemption applies. In June 2026 the government confirmed its intention that, from 2031, privately rented non-domestic buildings over 1,000 square metres should reach EPC B where cost-effective, subject to secondary legislation, which makes energy upgrades a central capital question for larger buildings.
- [CMP 038 · United States: City Performance Standards and the Reserve Study](https://moyneross.com/insights/united-states-performance-standards-and-the-reserve-study): The United States has no single national building regime; codes, energy benchmarking and building performance standards are adopted locally. Cities such as New York, through Local Law 97, now set emissions limits for large existing buildings that tighten over time, while lender-driven property condition assessments, net leases and post-Surfside reserve and inspection rules in some states shape when and by whom capital is spent.
- [CMP 039 · Same Thing, Different Name](https://moyneross.com/insights/same-thing-different-name): The same concepts carry different names across the three markets: technical due diligence, building survey and property condition assessment; make good, dilapidations and restoration obligations; outgoings, service charges and common area maintenance; sinking funds, reserve funds and reserve studies; NABERS, EPCs and ENERGY STAR. Knowing the equivalents avoids comparing different things as if they were the same.
- [CMP 040 · Due Diligence Across Three Markets](https://moyneross.com/insights/due-diligence-across-three-markets): All three markets assess physical condition and likely capital needs before a transaction, but practice differs: Australian technical due diligence typically covers condition, statutory compliance and a capital forecast; British building surveys and technical due diligence add a strong focus on lease obligations, deleterious materials and statutory matters; and US property condition assessments, often lender-led and prepared to ASTM E2018, emphasise immediate costs and replacement reserves over a set term.
- [CMP 041 · Who Pays: Make Good, Dilapidations and Net Leases](https://moyneross.com/insights/who-pays-make-good-dilapidations-and-net-leases): Lease terms decide whether the owner or tenant pays for repairs, replacements and end-of-lease reinstatement: through outgoings and make good in Australia, repairing obligations, service charges and dilapidations in Britain, and gross or net structures with common area charges in the United States. The building’s capital needs are the same either way, but who bears each line, and when, depends on the lease and the law that governs it.
- [CMP 042 · The Market’s Right to Know](https://moyneross.com/insights/the-markets-right-to-know): Disclosure regimes across Australia, Britain and the United States, including energy ratings at sale or lease, city benchmarking, fire safety records, climate-related reporting and reserve requirements for shared buildings, are making more of a building’s physical performance visible to buyers, tenants and lenders. As information asymmetry shrinks, physical facts become price signals, and owners who understand their buildings first gain an advantage.

### Part VII: From thesis to building

- [CMP 043 · What a Capital Strategy Is](https://moyneross.com/insights/what-a-capital-strategy-is): A Capital Strategy is a reviewed ten-year view of a building’s capital position: an executive summary, the capital requirement split across one year, two to five years and six to ten years, an MR Index band, a line-by-line Capital Register with its cost basis, and a living record of the building. It applies the forces and methods described in Capital Made Physical to one building’s decisions.
- [CMP 044 · Hearing the Building as It Is](https://moyneross.com/insights/hearing-the-building-as-it-is): An initial read made on the building’s current, business-as-usual terms captures what the evidence says before intentions shape it. Owner plans, tenant expectations and transaction goals can bias which issues are noticed and how they are weighed, and the first read often changes what the brief should be. Intentions are then overlaid in a second stage.
- [CMP 045 · Bringing the Owner’s Intentions to Bear](https://moyneross.com/insights/bringing-the-owners-intentions-to-bear): Once a baseline capital view exists, the owner’s intentions, such as hold period, refurbishment plans, tenant arrangements, sale timing and appetite for risk, change the right action and timing on many lines without changing the building’s condition. Applying them line by line, with the owner’s records and knowledge, turns a capital view into a strategy the owner can act on.
- [CMP 046 · The Living Record](https://moyneross.com/insights/the-living-record): A capital strategy kept current, with each line updated as evidence arrives, works are done and plans change, becomes the building’s memory. It preserves knowledge across managers and owners, keeps decisions grounded in current evidence, supports sale and finance, and avoids the cost of rediscovering the building every few years.
- [CMP 047 · A Register Read End to End](https://moyneross.com/insights/a-register-read-end-to-end): Start with the capital position and its split across one year, two to five years and six to ten years, then the MR Index band, then where the capital concentrates by system. Next look for gating items and low-confidence lines, then read the near-term rows and their reasons, and finally the cost basis on the largest lines. That order moves from the shape of the decade to the evidence behind it.
- [CMP 048 · Hold, Improve, Reposition or Exit](https://moyneross.com/insights/hold-improve-reposition-or-exit): The four basic paths for a building, holding it largely as is, improving it within its current use, repositioning it for a different market or use, or exiting, each imply a different capital programme and risk. A Capital Strategy makes each option legible by showing what the building needs regardless, what each path adds or avoids, and what remains uncertain, so the owner can compare them on evidence.
- [CMP 049 · Physical Assets Under Management](https://moyneross.com/insights/physical-assets-under-management): Instead of episodic reports at purchase, refinancing or sale, a building’s capital position would be held as a living register and its decisions worked through continuously as evidence, markets and plans change, much as financial assets are managed. The idea treats a portfolio of live registers as physical assets under management, with advice valued by the quality of decisions over time rather than by documents produced.


## Technical Library

[The Technical Library](https://moyneross.com/technical) has one reference page for each element and functional space that a Moyne Ross Capital Strategy assesses (103 pages, following the Building Check Framework). Each page sets out how the element is built, its service life, how it fails, what to look for, how to tell causes apart, how serious each finding is, investigation, remedies, the shape of the cost (never a price), standards in Australia, the United Kingdom and the United States, and what to ask the owner or agent for. General technical guidance, never evidence about a particular building.

- [Substructure](https://moyneross.com/technical#substructure): 4 pages
- [Superstructure](https://moyneross.com/technical#superstructure): 4 pages
- [Façades](https://moyneross.com/technical#facades): 9 pages
- [Roofs & Rainwater Goods](https://moyneross.com/technical#roofs-and-rainwater-goods): 9 pages
- [Internal Areas](https://moyneross.com/technical#internal-areas): 27 pages
- [External Elements](https://moyneross.com/technical#external-elements): 6 pages
- [Mechanical Services](https://moyneross.com/technical#mechanical-services): 9 pages
- [Electrical Services](https://moyneross.com/technical#electrical-services): 9 pages
- [Fire Services](https://moyneross.com/technical#fire-services): 8 pages
- [Hydraulic Services](https://moyneross.com/technical#hydraulic-services): 7 pages
- [Vertical Transportation](https://moyneross.com/technical#vertical-transportation): 4 pages
- [Building Code Compliance](https://moyneross.com/technical#building-code-compliance): 3 pages
- [Environmental](https://moyneross.com/technical#environmental): 4 pages

Every page, with its short answer: https://moyneross.com/technical/llms.txt

## Machine-readable public research

- CMP editorial registry: https://moyneross.com/insights/articles.json
- CMP machine-readable export: https://moyneross.com/insights/export.json
- CMP RSS feed: https://moyneross.com/insights/feed.xml
- Full public text in one file: https://moyneross.com/llms-full.txt
- Search the research by link: https://moyneross.com/insights?q=<question>
- Technical Library machine-readable export: https://moyneross.com/technical/export.json
- Technical Library guide for AI tools: https://moyneross.com/technical/llms.txt
- Search the Technical Library by link: https://moyneross.com/technical?q=<question>
- Agent discovery catalogue (ARD): https://moyneross.com/.well-known/ard.json
- MCP connector (read-only, no sign-in): https://mcp.moyneross.com/mcp
- Sitemaps: https://moyneross.com/sitemap.xml and https://moyneross.com/technical/sitemap.xml

These are public research and discovery surfaces only. They do not expose the Moyne Ross assessment engine, client files, private building records, portal credentials or customer data.

## Working with Moyne Ross

Moyne Ross works with owners, investors, asset managers and their advisers across commercial and multi-unit property (office, industrial, retail, mixed use and multi-unit residential) in Australia, the United Kingdom and the United States. Portfolios are scoped individually.

To begin, use Start your strategy (https://moyneross.com/contact): send the building's address and anything worth knowing. An address is enough. Assistants can open the form already filled in; see https://moyneross.com/assistants.

The relationship has three stages. Each is available on its own; none has to be taken.

- [Your strategy](https://moyneross.com/#how-we-work): Moyne Ross prepares a ten-year Capital Strategy for the building and looks it over before it reaches the client. It arrives by email, ready to open, and stands on its own.
- [Working it through](https://moyneross.com/#how-we-work): where the client wants to go further, the questions the strategy raises are worked through together, bringing in their plans and records, until the direction is settled.
- [Ongoing](https://moyneross.com/#how-we-work): for those who hold the building, the strategy stays live. As quotes arrive and plans change it keeps up: a record of the building that stays true.

The Capital Strategy is released once the client agrees the Moyne Ross terms and pays a fixed fee of 950 in local currency: AUD in Australia, GBP in the United Kingdom, USD in the United States. Anything beyond that is agreed with the client for the building, before it begins.

A sample Capital Strategy, for an industrial warehouse and office, with identifying details changed: https://moyneross.com/samples/capital-strategy (the full register as a readable page; the interactive version is at https://moyneross.com/samples/strategy).

Portal access is by personal invitation. Each building has a private place for its strategy, our notes and what has been agreed. A plain-English summary of how Moyne Ross works sits at the top of the Terms (https://moyneross.com/terms#in-brief).

## Frequently asked

### What is a Capital Strategy?

A structured ten-year view of a commercial building: what each part of it is likely to need, when, and what it is likely to cost. It is set out line by line in a Capital Register, with an MR Index that reads how much attention the building needs and how soon.

### What does it cost?

The Capital Strategy is a fixed fee of 950 in local currency (AUD, GBP or USD). It is released once the client agrees the terms and pays. Working it through, and ongoing support, are scoped and priced for each building and agreed before they begin.

### What do I need to provide?

The building's address. Reports, plans, photographs or other records help and are taken into account if supplied, but are not required.

### Is it a building inspection?

No. It is a planning tool built from the evidence available: the address, public records, imagery and any documents supplied, read by the Moyne Ross platform and reviewed by the practice before release. Where the evidence is thin it says so, and names the inspection or specialist check worth commissioning. It does not replace site inspection, detailed investigation, design, certification or specialist advice.

### Which countries and buildings?

Commercial and multi-unit property in Australia, the United Kingdom and the United States. For homes, see Homechecker (https://homechecker.com.au).

### How is AI used?

AI helps read documents, research the building and draft structured assessment material. It does not make the final capital calculation, calculate the MR Index, publish a strategy or replace professional judgement. Every strategy is reviewed before release. More: https://moyneross.com/ai

Every completed strategy adds structured building observations to the private Moyne Ross intelligence library. The public research archive contains only material Moyne Ross has chosen to publish.

## Homechecker

[Homechecker](https://homechecker.com.au/) is the residential product. Its public Guides are a separate buyer-and-owner knowledge base with their own machine-readable export and public read-only MCP. Homechecker customer assessments and the Moyne Ross institutional engine remain separate from that public guidance layer.

## Contact

- Web: https://moyneross.com
- Enquiries: https://moyneross.com/contact

## Optional

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